Report Lost or Stolen Traveler's Checks

Report Lost or Stolen Traveler's Checks


Traveler's checks are less stressful and safer to carry than cash since they require a signature and identification to use. However, when they're lost or stolen, you must immediately file a report to get replacement checks--and get back to enjoying your trip.

1. Keep the unique serial numbers of the checks written separate from your traveler's checks. You must have the serial numbers of your traveler's checks to report them as lost or stolen. Also keep the customer service number of your vendor on hand, and know when and where you purchased the traveler's checks.
2. Sign your traveler's checks as you use them. If you presign your checks, they're more readily usable for thieves. Additionally, the thief can forge your signature even if just a single stolen check is signed.
3. Cross serial numbers off your list as you use the traveler's checks so you can see which checks you've cashed. This way, you won't accidentally report a cashed traveler's check as lost or stolen.
4. Call the vendor who provided the checks as soon as you realize that your traveler's checks are lost or stolen. When you report your lost or stolen checks, be ready to share the serial numbers, the date and location of purchase and details of the theft, if applicable.
5. Ask the representative exactly what you need to do next. You may need to complete additional paperwork or report the theft to the local police. Before you end your conversation, review your next steps with the representative and have a clear understanding of when and how your traveler's checks will be replaced.
6. Follow the vendor's directions and receive replacement checks, sometimes in as little as 24 hours.